About

200 days give or take. 
200 days was all it took to realize that something was fundamentally
wrong with how personal finances were taught in America.

I think everyone coming out of college has grand aspirations about being able to make a difference and help, “Change the world,” as cliché as that sounds. 

Naïvely I thought I could help do this with my job.  Becoming a financial advisor and helping
people with their finances, what better way to do just that.

What I quickly learned, however, is that by the time most people came and talked to a financial advisor it was simply too late. The 65-year-old with $100,000 saved for retirement is going to have a lot harder time retiring than the 30-year-old with nothing.  The 30-year-old
simply has more time.

That’s why I started gumption traps

Almost everything in the financial services industry is focused around people who already have assets. Whether that be $1 million or $10,000 the entire premise is that people have some amount of money to invest.

This focus ignores the most important part of changing anything, the start.

Gumption traps was created to help you start.

Start taking the steps towards financial freedom

Start getting out from under debt

Start investing toward your future

And start changing your life forever